CFN Tips

Frequently Asked Questions

Who can apply
to open a cardlock account?

Any registered business with a valid business license, such as an EIN #, CCB #, LCB #, business registry #, USDOT, or other.

Whether you are a sole proprietor, one person, one vehicle, or whether you are a large business with multiple vehicles, you can apply.

How does pricing work?

When you fuel at CFN and CFNnet locations, you get the daily average wholesale price for that location. 

Pricing is set daily by CFN and is based off of the OPIS rack price. 

As your provider, we add a small per gallon markup, with no added fees!

How does billing work?

Billing is monthly, biweekly, or weekly, and is determined off your estimated monthly gallon usage and business credit. 

Statements are generated and sent out on the 1st and 16th of each month, or the first corresponding business day.  We offer statements to be mailed, emailed, and/or faxed. 

We accept many different types of payments including cash, check, ACH payment, and automatic EFT withdrawal.  We currently do not accept credit or debit payment. Payments made with cash or check are made daily throughout the month.  

ACH payments are sent to the bank every week on Tuesday and Friday morning, with some adjustments for major holidays.  

ACH payments can be authorized through the online portal, direct email authorization, or by phone.  

After an ACH payment is authorized, you will receive an EFT notification of your authorization amount and which day we are withdrawing it from your account.  

Our automatic withdrawal takes the worry out remembering to make payments.  

Your payment total is generated from your account balance and sent out after your statement. 

 It will include the amount being withdrawn and on which day. 

 Automatic payments will be withdrawn on the first Tuesday or Friday after billing but will always have a 36+ hour notice beforehand and can be adjusted or changed that one time if needed.

How do I track my transactions?

Our web portal shows all of your transactions including the card number, driver, date, quantity, type and amount of fuel purchased, and the location. 

Transactions are typically uploaded and visible in your account 24-48 hours after the time of the transaction/swipe. 

Since pricing from the OPIS wholesale rack changes daily at 6pm, pricing is not applied and processed until the following morning when the system is updated. 

Unless you are fueling at a retail location, never pay attention to any price posted anywhere, as it is not accurate.

What is R99 diesel?

R99 is a type of diesel fuel that is characterized by its high cetane rating and low sulfur content. It is commonly referred to as “premium diesel” and is considered a high-quality diesel fuel. 

Here’s how R99 diesel compares to biodiesel and why it is considered advantageous in certain applications:

  1. Cetane Rating: R99 diesel typically has a higher cetane rating compared to biodiesel. Cetane rating measures the fuel’s ignition quality, and higher ratings indicate better combustion efficiency. Diesel engines often run smoother and produce fewer emissions with higher cetane-rated fuels.

  2. Sulfur Content: R99 diesel typically has a low sulfur content. Low-sulfur diesel fuels are important for reducing harmful sulfur dioxide emissions, which contribute to air pollution and acid rain. Many countries have strict regulations limiting sulfur in diesel fuels.

  3. Energy Density: R99 diesel has a higher energy density than biodiesel. This means it contains more energy per gallon, leading to better fuel efficiency and longer driving ranges for vehicles using this fuel.

  4. Compatibility: R99 diesel is compatible with most modern diesel engines without requiring engine modifications. It can be used in a wide range of diesel vehicles and equipment.

  5. Availability: R99 diesel is widely available and often used in conventional diesel vehicles and industrial applications. This makes it a convenient choice for many users.

  6. Infrastructure: The existing infrastructure for producing, transporting, and distributing conventional diesel fuels like R99 is well-established, which can make it more accessible and cost-effective compared to biodiesel.

Compared to Biodiesel:

  1. Source: Biodiesel is typically produced from renewable resources such as vegetable oils or animal fats. It is considered a more environmentally friendly alternative to traditional diesel fuel because it reduces reliance on fossil fuels.

  2. Emissions: Biodiesel generally produces lower levels of harmful emissions like carbon monoxide and particulate matter compared to traditional diesel fuel. It is often promoted as a cleaner-burning fuel.

  3. Biodegradable: Biodiesel is biodegradable and non-toxic, making it less harmful to the environment in case of spills or leaks.

  4. Renewable: Biodiesel is a renewable energy source, and its production can be more sustainable in the long term.

However, there are some potential disadvantages of biodiesel:

  1. Lower Energy Density: Biodiesel typically has a lower energy density compared to traditional diesel fuel, which can result in reduced fuel efficiency and driving range.

  2. Cold Weather Issues: Biodiesel can gel in very cold temperatures, potentially causing engine problems in winter climates.

  3. Storage and Stability: Biodiesel has shorter storage life compared to traditional diesel fuel and can degrade over time if not properly stored.

In summary, R99 diesel is considered advantageous for its high cetane rating, low sulfur content, and energy density. It is a reliable and efficient diesel fuel suitable for a wide range of diesel engines. Biodiesel, on the other hand, is a renewable and environmentally friendly alternative but may have lower energy density and cold weather issues. The choice between the two depends on factors such as engine compatibility, emissions requirements, and environmental considerations.

What is OPIS?

OPIS, or Oil Price Information Service, is a prominent provider of pricing and news information for the oil and gas industry. OPIS offers comprehensive data, analysis, and news related to various aspects of the petroleum and energy markets. Here are some key aspects of OPIS:

  1. Price Reporting: OPIS is well-known for its extensive coverage of fuel prices, including gasoline, diesel, jet fuel, and other petroleum products. They provide real-time and historical pricing data that is used by businesses in the oil and gas industry for pricing strategies and market analysis.

  2. Market Intelligence: OPIS offers market intelligence reports and analysis to help industry professionals make informed decisions. This includes insights into supply and demand dynamics, refinery operations, and market trends.

  3. News and Information: OPIS provides news articles, newsletters, and reports that cover a wide range of topics in the energy industry. This information helps businesses and professionals stay up-to-date with developments that can impact their operations.

  4. Energy Pricing Indexes: OPIS publishes a variety of pricing indexes, including rack prices (wholesale fuel prices), retail fuel prices, and index prices for various regions and markets.

  5. Industry Events: OPIS hosts conferences, webinars, and training sessions that bring together industry experts to discuss market trends, regulatory changes, and best practices.

  6. Environmental Data: OPIS also offers data and reports related to environmental regulations, emissions, and compliance in the oil and gas sector.

OPIS is widely used by oil companies, fuel retailers, transportation companies, and other businesses that rely on accurate and timely information to navigate the complex and dynamic energy market. It serves as a valuable resource for pricing, market analysis, and decision-making in the energy industry.